Embedded Files
Financial leadership
your business
actually needs.
Private equity-grade financial strategy for growing businesses without the full-time executive cost. We help founders build clarity, control, and confidence in their numbers.
PRIVATE EQUITY EXPERIENCE | OPERATIONAL DUE DILIGENCE | BOARD-READY FINANCIALS | CLIENTS ACROSS THE UNITED STATES
– WHO WE PARTNER WITH
– WHO WE PARTNER WITH
Built for founders who need financial leadership, not just bookkeeping.
Most growing businesses outgrow their accountant before they can afford a CFO. We fill that gap — providing institutional-grade financial strategy at a fraction of the cost.
Most growing businesses outgrow their accountant before they can afford a CFO. We fill that gap — providing institutional-grade financial strategy at a fraction of the cost.
DATA-DRIVEN
DATA-DRIVEN
The Analytically Hungry Founder
You're making decisions but suspect you could make better ones. You want financial insights, performance metrics, and forecasting that actually inform strategy — not just reports that show what already happened.
FOUNDATIONAL
FOUNDATIONAL
The Leader Building Infrastructure
You're past survival mode and ready to build. You need robust budgeting, reliable reporting, and board-ready financials that reflect where you're going — not just where you've been.
ASPIRATIONAL
ASPIRATIONAL
The Founder Preparing to Scale
You're approaching a capital raise, acquisition, or significant cost shift. You need the financial story buttoned up — so that investors, lenders, or buyers see exactly what you see in your business.
– WHAT WE DO
– WHAT WE DO
Three core engagements.
Transformative results.
Three core engagements.
Transformative results.
01
Financial Reporting
Systems
01
Financial Reporting
Systems
Design and implementation of clear, reliable financial reporting that delivers timely insights. Your leadership team makes better decisions when they can actually read the numbers.
02
Budgeting, Forecasting, and Cash Flow Management
02
Budgeting, Forecasting, and Cash Flow Management
Forward-looking financial models that align your resources with your strategy, ensure liquidity, anticipate challenges, and guide disciplined, confident growth.
03
Value Creation
Initiatives
03
Value Creation
Initiatives
Private equity–informed analysis and execution support focused on improving margins, operational efficiency, and long-term enterprise value. Built to make your business worth more.
– WORK & EXPERIENCE
– WORK & EXPERIENCE
Real engagements. Honest outcomes.
Real engagements. Honest outcomes.
FEATURED ENGAGEMENT
FEATURED ENGAGEMENT
Independent Puzzle Manufacturer
Independent Puzzle Manufacturer
An asset-light, mission-driven consumer goods company partnering with artists to produce custom puzzle art — with an ambition to grow from side project to full-time business.
Industry
Consumer-Goods / E-Commerce
Stage
Early stage start-up
Engagement Type
Financial modeling, inventory management, bank loan preparation
The Challenge
The founder had a compelling product, a growing customer base, and a clear social mission — but no financial infrastructure to support her next move. To take the business full-time, she needed capital. To get capital, she needed to prove the business was viable on paper, not just in practice.
What We Did
We built a comprehensive operating model from the ground up — analyzing existing sales data, modeling future revenue scenarios, and building an inventory management framework to account for her supply chain with overseas manufacturers. Every assumption was documented and defensible. The model was designed not just to inform the founder's decisions, but to withstand external scrutiny.
The Outcome
The founder submitted the financial model as part of her bank loan application. The loan evaluator reviewed the work and offered direct praise for the quality of the analysis — noting the level of rigor was well above what they typically see from early-stage businesses. The founder received the loan.
150+
Businesses Reviewed
PE
Private Equity Background
Multiple
Industries Served
100%
Remote-First Delivery
– HOW IT WORKS
– HOW IT WORKS
From first call to financial clarity in four steps.
From first call to financial clarity in four steps.
1
Discovery Call
30 minutes to understand your business, your pain points, and your goals. No pitch — just diagnosis.
2
Financial Assessment
We review your current financials, systems, and reporting to identify gaps and quick wins.
3
Engagement Design
We scope a tailored engagement — right-sized for your business, your goals, and your budget.
4
Ongoing Partnership
Monthly cadence of reporting, forecasting, and strategic sessions. You always know where you stand.
– INVESTMENT
– INVESTMENT
Transparent, right-sized pricing.
Transparent, right-sized pricing.
Engagements are scoped to your business — not a one-size-fits-all package.
Engagements are scoped to your business — not a one-size-fits-all package.
All prices below are starting points, not fixed quotes. Every engagement is sized on a discovery call based on your business, your goals, and your budget. If you're not sure you can afford it — book the call anyway.
All prices below are starting points, not fixed quotes. Every engagement is sized on a discovery call based on your business, your goals, and your budget. If you're not sure you can afford it — book the call anyway.
FOUNDATIONAL
FOUNDATIONAL
Financial Clarity
For businesses that need reliable monthly reporting and basic cash flow visibility. The foundation every business deserves.
STARTING AT
$2,000 / month
Final scope & price set on your discovery call
– Monthly financial reporting package
– Monthly financial reporting package
– Cash flow monitoring & alerts
– Cash flow monitoring & alerts
– 1 strategic call per month
– 1 strategic call per month
– Annual budget build
– Annual budget build
STRATEGIC
STRATEGIC
Performance Partnership
For growth-stage businesses that need a true financial partner — strategy, reporting, and forecasting fully integrated.
STARTING AT
$3,500 / month
Final scope & price set on your discovery call
– Everything in Foundational
– Everything in Foundational
– Rolling 13-week cash flow model
– Rolling 13-week cash flow model
– Multi-scenario financial forecasting
– Multi-scenario financial forecasting
– KPI dashboard design & maintenance
– KPI dashboard design & maintenance
– 2 strategic calls per month
– 2 strategic calls per month
– Board / investor reporting support
– Board / investor reporting support
VALUE CREATION
VALUE CREATION
Enterprise Partnership
For businesses preparing for a capital raise, acquisition, or significant operational transformation.
FULLY
Custom pricing
Scoped entirely around your engagement needs
– Everything in Strategic
– Everything in Strategic
– M&A / capital raise readiness
– M&A / capital raise readiness
– Operational due diligence support
– Operational due diligence support
– Value creation roadmap
– Value creation roadmap
– Weekly strategic cadence
– Weekly strategic cadence
– On-site availability
– On-site availability
Not sure which tier fits? Every engagement starts with a free 30-minute discovery call — no commitment, just clarity.
– OUR STORY
– OUR STORY
The financial rigor of private equity — built for the businesses that need it most.
The financial rigor of private equity — built for the businesses that need it most.
Joseph Ramirez began his career on the investment team at Monomoy Capital Partners, a middle-market private equity firm with over $5 billion in assets under management. There, he worked alongside CEOs, CFOs, and senior investors across manufacturing, distribution, and consumer businesses in North America and Europe — with enterprise values ranging from $10 million to over $1 billion.
His work at Monomoy included building three-statement operating models, evaluating profitability drivers, analyzing customer and SKU-level performance, and developing investment return analyses used in real acquisition and portfolio strategy decisions — including work related to the firm's investment in and eventual sale of Astro Shapes, a leading manufacturer of custom aluminum extrusions.
He later returned to Lancaster, California, where he serves as Director of Finance for a youth-serving nonprofit — overseeing multi-year grant budgets, financial reporting infrastructure, performance dashboards, and organization-wide financial controls. He founded Stability Financial Group to make that same level of financial rigor available to growing businesses and entrepreneurs who've never had access to it.
Morehouse College - Summa Cum Laude
B.A. in Business Administration, concentration in Finance
AltFinance Alumni & Mentor
An initiative founded by Apollo, Ares, and Oaktree Capital Management to expand pathways into alternative investment management
Joseph Ramirez
Joseph Ramirez
FOUNDER & CHIEF EXECUTIVE OFFICER, STABILITY FINANCIAL GROUP
Joseph brings a rare combination of private equity rigor and operational empathy to every client engagement. Having worked across financial analysis, operational due diligence, and performance reporting, he translates institutional-grade tools into practical, actionable frameworks for the businesses that need them most.
His approach is direct, collaborative, and always anchored in what actually moves the needle for founders — not just what looks good in a deck.
GET STARTED
GET STARTED
Ready to take control of your financials?
Book a complimentary 30-minute discovery call. No commitment. Just clarity on what's possible.
Or reach out directly to: jramirez@stabilityfg.org
Page updated
Google Sites
Report abuse